What to Do (and Not Do) When Filing a Home Insurance Claim

Filing a home insurance claim can be a little confusing if you're doing it for the first time, here are some tips to help you out.  While we may hope that we never have to file a home insurance claim, some things lie beyond our control. The subsequent home damage can be a rather traumatic experience, and it can even disrupt your entire life–if the damage is substantial. When it comes to filing a home insurance claim, you should know what to do and what not to do to make the whole process go … [Read more...]

How You Can File a Life Insurance Claim

Filing a life insurance claim is something you hope you never actually have to do, but when life throws a curve ball at us, it's always best to be prepared for the worst.  A life insurance policy provides financially for an individual, group of people, or a business when a wage earner, key person, or business owner passes away. A personal life insurance policy can cover things like funeral costs, mortgage payments, the cost of raising children and their mind-blowingly high cost of college … [Read more...]

Does Your Business Need Cyber Insurance

Cyber security is a new threat that poses a risk to all businesses: from the largest corporations to the smallest of home-owned businesses.  Why can't everyone be honest and nice? It seems that people are always looking for new ways to betray their fellow man - the internet is no exception. The internet has become a place where, by merely trigger a few lines of code by clicking on a link or an ok button, your computer can relay the most classified of its information to another computer. How … [Read more...]

What’s the Difference?: Car Insurance vs Car Warranty

Car insurance and car warranties are often confused as being the same thing, but they couldn't be more different.  Car insurance and car warranties are things that will pop up when you are purchasing a new car–whether it be new or old. Many people view these two coverages as the same thing when in reality, though, both of these services cover two very different and separate items that, when purchased together, give you complete protection on the road. Here are the main differences between car … [Read more...]

Questions to Ask Regarding Flood Insurance

Most people assume that a flood won't happen to their house and when it does happen, they're often left clueless because they were not prepared. In the aftermath of a flood, many people are unpleasantly surprised to know that home insurance does not cover the damaged caused by the rising waters of a storm. They then believe that their insurance company tricked them and are ripping them off when, in actuality, the exclusion for floods is written in plain sight, right in their contract. The best … [Read more...]

How to Save on Your Motorcycle Insurance

Motorcycle insurance doesn’t have to be the monthly burden with which you associate it because there are some good ways in which you can save some real money. Gas prices are unstable, rent and home prices are through the roof (metaphorically), and medical bills are so high they could give you a heart attack! There’s no doubt about it, the cost of living has increased and continues to do so. This causes many of us to tighten our belts (and wallets), but there is something you can do to give … [Read more...]

Tips for Buying a Commercial Umbrella Insurance Policy

An umbrella insurance policy provides coverage above and beyond that which can be afforded by your basic general liability policy. Business insurance is important to have because it’s the best way to protect your business from the threats that it faces on a daily basis. What should happen if these dangers take an unusual turn and become a far greater threat to your business than your policy is prepared for?  The value of umbrella insurance is to protect the assets of your business from large … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax