Two Types of Auto Insurance: Collision & Comprehensive

While there are many, many variations and add-ons available, there are two main types of insurance that you have to keep in mind when you are purchasing auto insurance. Collision and comprehensive insurance are both important and cover completely different things. Understanding the difference between the two can help you get the most out of your insurance policy and avoid paying for something you do not need. Collision insurance is what pays for the repairs of your car in case of an at-fault … [Read more...]

Identity Theft: You might be covered and don’t even know it!

Identity theft is devastating. It can destroy a person's credit as well as their financial reputation when it comes to employment. Banks have offered protection from identity theft for quite some time, but what many people don't know is they can protect themselves with their homeowner's insurance. Your homeowner's insurance policy may include identity theft protection, if not, it can be added to it. Insurance agencies understand how important it is for their client's financial reputation to be … [Read more...]

Increasing Rebuilding Cost on your Home

If you are like most homeowners, your home is insured for the amount of money you paid for it. Why? Because, that is what your lender demanded in order to grant you a mortgage. But, if your home is paid off, it is likely that your homeowners insurance does not provide enough coverage to rebuild it. No matter what you paid for it, or what the price of real estate is following the housing crash, the cost to rebuild your home is more expensive than you think.. Unlike new construction, replacing … [Read more...]

Top SUV’s That Were Stolen From 2008-2012

Theft of SUV and crossover vehicles is steadily on the rise nationwide. However, it appears that these auto crooks have a preference when it comes to seizing specific makes and models. These are the top stolen SUV models between 2008 and 2012 according to a report from the National Insurance Crime Bureau. Ford Escape: Thieves took to the Ford Escape like a magnet to metal with a whopping 1,104 reported thefts! Chevrolet Tahoe: The Chevy Tahoe is listed as the most stolen full-sized SUV in the … [Read more...]

High valued items may need additional coverages; Here’s why.

When you invest in high value items, you need to make sure your valuables are insured. It’s no secret that we live in a time where material things come and go, but you can breathe a little easier knowing you have coverage in the event of a loss. What items should you insure? For starters, you want to insure jewelry that has sentimental value, such as heirlooms, or pieces that are very expensive. It’s important to know the value of your items so your insurance company can write a policy that will … [Read more...]

The Importance of Earthquake Insurance

In spite of the very real earthquake threat in our area, most Californians do not carry earthquake insurance. While it is easy to believe it won't happen to you, earthquakes are unpredictable. You never know when or where a temblor will strike. A typical homeowner's policy does not cover earthquake damage. That means your home and your belongings are at risk and any repair or replacement cost comes out of your pocket. What would it cost to replace your belongings or to rebuild your … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax