2015 Annual Insurance Review

New year 2015 decorationStarting 2015 On A Fresh, Covered Foot

Chances are you have not updated your insurance policies since the day you signed the paperwork and started receiving coverage. Unfortunately, this is why so many individuals discover that they are lacking coverage when they need it most. To ensure that you can start 2015 with confidence in your security, schedule your annual insurance review today! Gathered are just a few life events that call for an insurance review:

  • If you have received any gifts of particular value during 2014, it is important that you not only update your home inventory, but you update your coverage as well. Many of these valuables will be excluded from coverage from your homeowners’ insurance policy.
  • Homeowners who have conducted home renovations or a home improvement project must seek additional coverage under their homeowners’ insurance policy. This is extremely important, especially if you expect your brand new deck to be protected from common perils.
  • If you have recently become an empty nester, you may have the option to reduce your limits on both your auto insurance and homeowners’ insurance policies. For example, if your child left their car at home while they reside in a college town with public transportation, you may be able to save by utilizing the resident student discount.
  • A safe rule of thumb is to update your policy at least once a year. It is understandable that you do not have the time and means to contact your insurance agent each and every time you experience a life change, which is why scheduling a reoccurring appointment for your annual insurance review is extremely important. Rather than running the risk of going unprotected, schedule your annual insurance review today!

Please do not hesitate to give us a call to conduct your annual insurance review! Contact Lou Aggetta Insurance Services in Pleasant Hill for all of your California insurance needs. We will go above and beyond to ensure that your policies are providing you with the protection you deserve.