Roadside Assistance: Do You Really Need It?

Do you need roadside assistance coverage?  Have you ever been stranded on the side of the road because your car stopped working or you ran out of gas? Many of us have been in this unfortunate situation that halts our plans for the day. If you had roadside assistance, however, it would eliminate some of the stress associated with a breakdown. Your auto insurer may even offer you roadside assistance for a small fee each month – but is it worth it and do you really need it? Roadside assistance … [Read more...]

Emergency Planning for Small Businesses

How to prepare your business for a disaster.   Small businesses, naturally, are more vulnerable than large businesses in the event of a disaster or unforeseen emergency. This is not necessarily because more accidents occur in the small business workplace, but because the business is often caught off guard and has not invested in planning for disasters. Planning for the unexpected is a smart business strategy. Here’s how to get started. Identify a planning team. Create a committee of … [Read more...]

What is the Best Age to Get Life Insurance?

Life insurance coverage for all ages.   Life insurance is a valuable coverage for most people, yet it’s an insurance policy that people don’t often think about until they’re married and have kids. What many people don’t realize is that life insurance is age-banded, meaning that as each year passes, a policy gets more expensive. So, what is the right age to get life insurance? Quite simply, the right time to buy life insurance is the time at which it would benefit you. For many people, life … [Read more...]

Ways to Keep Your High-Mileage Vehicle Running Smoothly

High-mileage car maintenance recommendations. More and more motorists are getting the most out of their car-buying dollar by keeping it running for longer. The average age of cars on the roads today is 11.4 years, meaning that drivers are holding onto their vehicles for over a decade before renewing it. Not only are the vehicles lasting longer, but they’re also racking up more miles. If you have a high-mileage vehicle, check out these tips to help keep it running smoothly. Follow the advice … [Read more...]

3 Things That Can Void a Home Insurance Policy

Common errors that could result in having your homeowners insurance policy canceled. You have homeowners insurance. You know you have coverage to protect your home and belongings from the worst, namely fire and theft. But do you know what can void a home insurance policy? If you don’t know your policy like the back of your hand, you may not know what can cause your insurance to get canceled. Check out a few of the common errors. Being away from home for an extended period. Say you go away … [Read more...]

The Perils of Your Teen Taking Your Car to School

Is your child taking the car to school? Here’s what you should know. Your growing child may be all too excited about the possibility of driving. As a parent, it can be a scary time when your child becomes old enough to drive. Even though you teach them good habits, set the right example, and enroll them in great driving classes, there’s no assurance that they’ll always be a perfect driver. If your child is eager to take the family car to school, be aware of these common perils. Distracted … [Read more...]

What to do When an Employee is Injured at Work

Here's how to address an employee injury.   Employees have responsibilities when one of their staff members is injured in an accident at work. Regardless of the accident specifics or severity of injury, all employers should understand what to do if the worst happens and a staff member has an accident in the workplace. Here are some key steps to handle the situation. Seek medical assistance. Getting immediate medical help is always the first and most important step to ensuring your employee’s … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax