Auto Insurance

Does Motorcycle Insurance Really Cover My Gear?

Motorcycle insurance generally covers your gear, but there are a few caveats. Reading your policy carefully is essential to ensure you’re fully protected. Some policies specifically exclude “non-motorized equipment,” such as bicycles and skis, which means you may not be covered if they’re damaged in a crash. While other policies only cover personal property damage, Read More

Commercial Insurance

Is Workers’ Compensation Really Beneficial for Employers?

Workers’ compensation insurance aids employers by covering the costs of liability suits in case an employee sues them. It also gives employees who suffer work-related injuries financial security and medical attention. Almost all states mandate that companies with employees maintain workers’ compensation insurance. Employers and employees both benefit from workers’ compensation insurance. If a severe Read More

business

Are Businesses Still Liable If Their Clients Are Injured Offsite?

There are multiple risks involved with operating a business. Business owners can rely on business liability insurance during emergency situations. Business liability insurance policies cover owners from suffering major financial losses if the business is responsible for property damage, advertising negligence, or bodily injuries. The policy covers your employees and services against potential claims. Business Read More

Auto Insurance

Can Auto Insurance Protect My Car from Vandalism and Parts Theft?

Your car is safely parked in the lot as you enter the grocery store. However, when you come out, you discover that your car has been broken into and the contents have been taken! Is auto insurance a good idea when it comes to preventing theft? Depending on the circumstance and the kind of motor Read More

Home Insurance

Do Bed Bugs, Mice, And Other Pests Fall Under Renters Insurance Coverage?

Bed bugs, mice, rats, cockroaches, and other pest infestations are typically excluded from renters insurance policies. However, that doesn’t necessarily imply you have to cover the extermination fees out of your wallet. Bed bugs, mice, and other pests may occasionally be controlled by your landlord. Let’s take a look at when this can happen. Is Read More