Life Insurance

Your Health and Insurance: How Health Problems Affect Life Insurance

A health problem is a medical issue you were diagnosed with or treated for before applying for life insurance. Insurers often classify applicants into standard, preferred, or super preferred rate groups based on their health. Each class has a different name depending on the insurer, but the aim is to classify the risk of insuring Read More

Commercial Insurance

Why Should You Purchase Workers’ Compensation Insurance?

Workers’ compensation, also known as workers’ comp, is a type of insurance that provides pay replacement and medical benefits to employees injured while on the job. This compensation is provided in exchange for the employee’s compulsory relinquishment of their right to sue their employer for negligence. One of the issues that the compensation agreement addresses Read More

Home Insurance

Will My Home Insurance Policy Cover Lost or Damaged Jewelry?

Jewelry is one of the most fragile and valuable items that any individual can own. As a result, it is more prone to theft than most of the other objects. In this article, we will discuss whether lost or damaged jewelry is covered by standard home insurance policies and the extent of coverage offered. When Read More

Life Insurance

What Is the Ideal Age to Buy Life Insurance?

One of the best gifts you can give your loved ones in the event of your death is life insurance. This policy ensures they are provided for and their needs are met even in your absence. So, if you have a spouse, kids, parents, siblings, or other loved ones you want to provide for even Read More

Home Insurance

Will My Home Insurance Policy Cover Damages Caused by Cyber Frauds?

You have decided to get yourself a home insurance plan, which typically covers all your important assets, and you als want to be sure it protects you from internet fraud. There are a few things you need to understand, as the answer could vary depending on several factors. It is important that you know the Read More