How Long Can Kids Stay on Their Parents Auto Insurance Policy?

When to take your child off your car insurance policy.   For many teenagers, the cost of buying car insurance on their own may be more than their summer jobs can handle. That’s why many parents add them to the family insurance, where the expense is much less than if a teenager bought his or her own coverage. However, at some point, your children should be taken off your policy and work on getting their own coverage. But when is the right time?   Living arrangements Before … [Read more...]

What If You Lie About Where You Live to Your Car Insurance Company?

When does a little white lie turn into insurance fraud?   You are legally required to carry auto insurance in California. You may think that it’s a big expense for something you may or may not need one day. You may even be tempted to alter your auto insurance application so that you can save a few dollars every month on the premium. Even if it’s what you think is a small fib, giving false information to insurers can result in serious consequences.   Why might you lie to your car … [Read more...]

A Quick Guide to Tire Safety

Top tips for tire safety.   To get the most out of your tires – maximum mileage, safety, and wear – you’ll need to properly maintain them. Your tires are what separates your vehicle from the road, and they’re incredibly important to stay safe on the roads at all times. Fortunately, tire maintenance doesn’t have to be difficult or complicated.   Choose your tires carefully. Too many motorists buy tires based on their price, when it should be about the correct size recommendation … [Read more...]

Is Car Insurance Cheaper with a Dashcam?

Should you get a dashcam to save on auto insurance? These days, it’s normal to see motorists recording their drive through dashcam. These small cameras are designed to capture what is going on around the vehicle and can be used as evidence if an accident or claim arises. Dashcams make life easier for car insurance companies as they simplify the claims investigation process. After all, a dashcam video provides a more reliable account of what happened rather than drivers or passengers. At the … [Read more...]

Roadside Assistance: Do I Really Need It?

Determine if you could benefit from roadside assistance. Being stranded roadside with mechanical problems or because of an accident is naturally a dreaded experience. Especially in the cold winter, breaking down can be a frightening experience until a reliable professional arrives to bring you and your vehicle back to safety. Roadside assistance is there for you when you need it the most. Do you have it? Usually, roadside assistance is not a question of “if” you will ever need it. For most … [Read more...]

Auto Insurance Claims That May Not Impact Your Premium

Making a car insurance claim without raising your premium.   You buy car insurance to protect your vehicle and pocket. When an accident happens, it’s often best to file a claim so that you receive compensation and assistance in getting back on the road. While most motorists associate filing a claim with a premium increase, this isn’t always the case. When it comes to rate hikes, not all claims are created equally. Some claims may raise your rates slightly, some may make your premium shoot … [Read more...]

What Does Non-Owner Car Insurance Cover

What is a non-owner auto insurance policy and who needs it? Believe it or not but even if you don’t own a car yourself, you may still need auto insurance. Non-owner car insurance is beneficial for individuals who drive vehicles that they don’t own. Whether you’re renting or borrowing a car, this type of policy can help you pay for injuries and damage if the worst should happen. What does non-owner car insurance cover? A non-owner car insurance policy typically provides the minimum … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax