Is Car Insurance Cheaper with a Dashcam?

Should you get a dashcam to save on auto insurance? These days, it’s normal to see motorists recording their drive through dashcam. These small cameras are designed to capture what is going on around the vehicle and can be used as evidence if an accident or claim arises. Dashcams make life easier for car insurance companies as they simplify the claims investigation process. After all, a dashcam video provides a more reliable account of what happened rather than drivers or passengers. At the … [Read more...]

Roadside Assistance: Do I Really Need It?

Determine if you could benefit from roadside assistance. Being stranded roadside with mechanical problems or because of an accident is naturally a dreaded experience. Especially in the cold winter, breaking down can be a frightening experience until a reliable professional arrives to bring you and your vehicle back to safety. Roadside assistance is there for you when you need it the most. Do you have it? Usually, roadside assistance is not a question of “if” you will ever need it. For most … [Read more...]

Auto Insurance Claims That May Not Impact Your Premium

Making a car insurance claim without raising your premium.   You buy car insurance to protect your vehicle and pocket. When an accident happens, it’s often best to file a claim so that you receive compensation and assistance in getting back on the road. While most motorists associate filing a claim with a premium increase, this isn’t always the case. When it comes to rate hikes, not all claims are created equally. Some claims may raise your rates slightly, some may make your premium shoot … [Read more...]

What Does Non-Owner Car Insurance Cover

What is a non-owner auto insurance policy and who needs it? Believe it or not but even if you don’t own a car yourself, you may still need auto insurance. Non-owner car insurance is beneficial for individuals who drive vehicles that they don’t own. Whether you’re renting or borrowing a car, this type of policy can help you pay for injuries and damage if the worst should happen. What does non-owner car insurance cover? A non-owner car insurance policy typically provides the minimum … [Read more...]

SR-22 Insurance in California: Auto Insurance After a Setback

How to handle insurance after a DUI or insured wreck. California motorists are some of the riskiest in the nation. If you’ve been involved in a car accident without insurance or after getting a DUI, you might be required to prove you have auto insurance with a form called an SR-22. This is your insurer’s guarantee that you have coverage. If you fail to obtain an SR-22 after a serious incident, you could lose your right to drive in California. Who needs an SR-22 in California? After a … [Read more...]

Does the Local Crime Rate Impact My Auto Insurance?

How crime rate can impact the price you pay for car insurance.   Insurance companies have a number of factors to consider when determining your home insurance rate. Much of your monthly premiums will come down to your personal history, vehicle make and model. What many motorists forget is that their ZIP code is taken into account when insurers are determining premiums. The location of your car (at least, where it is parked overnight) will play a large role in calculating costs. If you live … [Read more...]

Driving in Summer Heat: How to Stay Cool on the Roads

Summer driving tips to stay cool this season.   The sun is shining and summer is here! There’s nothing ahead but miles and miles of enjoyment. Even though you may love being behind the wheel on a nice warm day, trouble can occur when the temperatures increase. To help keep you on the go, check out these tips to handle the heat of the season while behind the wheel. Before you hit the road when it’s hot outside: Check your cooling system (or have a professional do it). Make sure you have … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax