What is Car Insurance Misrepresentation?

Making mistakes on your auto insurance could hurt you. When you apply for car insurance, the insurer will ask you a variety of questions about yourself, lifestyle, and vehicle. This information is expected to be provided truthfully and as accurately as possible. “Car insurance misrepresentation” is something that can occur during the application process. It is when someone falsely reports important information, intentionally or unintentionally. Consumers usually do this to get a cheaper rate, … [Read more...]

What to Do When an Uninsured Motorist Hits You

What happens when you get hit by an uninsured driver? By law, motorists in California are required to carry auto insurance. Unfortunately, too many people allow their coverage to lapse or simply never purchase it. While you might be carrying plenty of auto insurance coverage, you can’t guarantee that other motorists are. If an uninsured driver hits you, be sure you know what to do. Gather Information Whether the other driver is insured or not, if you’re involved in a car accident, you … [Read more...]

Why Your Auto Insurer Needs to Know These Things

Sensitive information your auto insurer needs to know.   Shopping for insurance can be overwhelming for all of us. However, when it comes to putting in our details for an accurate quote, we can get asked to provide some sensitive information. If you’re wondering if this is right – and even why auto insurers need this information – here’s what you should know and what information you should have on hand. Your SSN While you're not required to disclose your Social Security Number (SSN) just … [Read more...]

Do You Need Rental Car Insurance?

Should you get additional car insurance for your rental?  If you’re getting a rental car in the U.S., you may be tempted to secure the rental company’s auto insurance, partly to be protected, partly because the person behind the counter made you feel like it was compulsory. Although taking out this coverage is the smart thing to do in most cases, it isn’t always necessary. Typically, rental car coverage will provide four options: Loss/collision damage waiver: The loss damage waiver is … [Read more...]

Tips to Avoid Distracted Driving

How to manage distractions while behind the wheel. There is growing awareness of texting and driving, but that has not done much to dissuade drivers from indulging. Everyone seems to know it’s dangerous, but few people seem to think it’s dangerous when they do it. It’s not uncommon for drivers – of all ages – to get distracted behind the wheel. From texting to scrolling through social media to fiddling with the GPS or radio, there are endless distractions when you're in the driver's seat. To … [Read more...]

Avoid These Common Mistakes When Buying a New Car

Errors to Avoid When Purchasing a New Vehicle Buying a car is a big decision and it comes at a big cost, but it doesn’t need to be so scary. With the right preparation in place, you can feel confident in your purchase and enjoy that new-car feeling. While the vehicle choices are almost endless and car salesmen are notoriously assertive, finding the right car can be challenging. Skip the feeling of buyer’s remorse by following these few tips! Don’t skip the research. Not looking at what’s … [Read more...]

Tire Care & Maintenance Tips

Tips to Help Your Tires Last These days, motorists are always looking to save money. From cutting back on their mileage to securing all-encompassing auto insurance, there are many ways to protect your ride and save money. Part of this is taking proper care and performing regular maintenance on your tires. In return, they’ll reward you with better gas mileage and improved handling and performance. Can’t wait to get started? Read on. Check and Inflate Tires can lose one PIS (pound per … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax