The Perils of Your Teen Taking Your Car to School

Is your child taking the car to school? Here’s what you should know. Your growing child may be all too excited about the possibility of driving. As a parent, it can be a scary time when your child becomes old enough to drive. Even though you teach them good habits, set the right example, and enroll them in great driving classes, there’s no assurance that they’ll always be a perfect driver. If your child is eager to take the family car to school, be aware of these common perils. Distracted … [Read more...]

Steps to Take When Selling Your Car

Safely sell your vehicle with these tips.   You’ve decided to sell your vehicle. Whether it’s too old or not efficiently meeting your needs anymore, selling privately can help you to move your car on quickly and easily – and for the most money. When dealing with such a large transaction, check out how to sell your car safely. Avoid scammers. Deal with serious buyers online. Whether you list your car online or in a classified ad, be wary of scammers. We suggest that you insist on speaking … [Read more...]

What is Car Insurance Misrepresentation?

Making mistakes on your auto insurance could hurt you. When you apply for car insurance, the insurer will ask you a variety of questions about yourself, lifestyle, and vehicle. This information is expected to be provided truthfully and as accurately as possible. “Car insurance misrepresentation” is something that can occur during the application process. It is when someone falsely reports important information, intentionally or unintentionally. Consumers usually do this to get a cheaper rate, … [Read more...]

What to Do When an Uninsured Motorist Hits You

What happens when you get hit by an uninsured driver? By law, motorists in California are required to carry auto insurance. Unfortunately, too many people allow their coverage to lapse or simply never purchase it. While you might be carrying plenty of auto insurance coverage, you can’t guarantee that other motorists are. If an uninsured driver hits you, be sure you know what to do. Gather Information Whether the other driver is insured or not, if you’re involved in a car accident, you … [Read more...]

Why Your Auto Insurer Needs to Know These Things

Sensitive information your auto insurer needs to know.   Shopping for insurance can be overwhelming for all of us. However, when it comes to putting in our details for an accurate quote, we can get asked to provide some sensitive information. If you’re wondering if this is right – and even why auto insurers need this information – here’s what you should know and what information you should have on hand. Your SSN While you're not required to disclose your Social Security Number (SSN) just … [Read more...]

Do You Need Rental Car Insurance?

Should you get additional car insurance for your rental?  If you’re getting a rental car in the U.S., you may be tempted to secure the rental company’s auto insurance, partly to be protected, partly because the person behind the counter made you feel like it was compulsory. Although taking out this coverage is the smart thing to do in most cases, it isn’t always necessary. Typically, rental car coverage will provide four options: Loss/collision damage waiver: The loss damage waiver is … [Read more...]

Tips to Avoid Distracted Driving

How to manage distractions while behind the wheel. There is growing awareness of texting and driving, but that has not done much to dissuade drivers from indulging. Everyone seems to know it’s dangerous, but few people seem to think it’s dangerous when they do it. It’s not uncommon for drivers – of all ages – to get distracted behind the wheel. From texting to scrolling through social media to fiddling with the GPS or radio, there are endless distractions when you're in the driver's seat. To … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax