How to Avoid Property Damage From Heavy Rain

Safeguard your property from rainstorm damage.  

Spring is best known for its brighter days, warmer temperatures, vibrant flowers, and, of course, April showers. While most of April’s rain is typically just a sprinkle, heavy rainstorms can come in and leave destruction in their wake. With this in mind, it’s important to keep your home and property safe from heavy rain and strong winds. Here’s how to get started.

Ensure good drainage.

The rooftop is the primary structure that keeps rainwater from entering a property. Check all aspects of the rooftop to ensure that there is no damage to shingles, no soft spots, and no surface divots. One crack in your roof can lead to a roof leak, and then further internal damage.

Check your chimney and sump pump annually.

Two vital areas that can allow rain damage are the home’s chimney and sump pump. A sump pump should be inspected annually and should receive more frequent checks when bad weather is forecasted. Chimneys should also be checked to ensure bricks have no gaps and are tightly sealed.

Check the sealant.

Make sure that any gaps or holes in the sealant surrounding your doors and windows are filled in. This will stop rain from seeping in and regular maintenance will greatly reduce the impact of sealant erosion.

Clean out gutters and downspouts.

To avoid rain getting inside your home or damaging your home’s foundation, it is crucial to have a well-running gutter system in place. Keep your gutters clear of debris and dirt to avoid clogging and water overflow. Direct downspouts away from the foundation of the home, too.

Review your insurance coverage.

Know how your home insurance protects your property should it get damaged in a rainstorm. Are your belongings covered? Is your deductible a realistic out-of-pocket cost? Does your insurance even provide coverage?

Should an accident happen to your home, be sure that you can rely on your homeowners insurance. Contact the team Lou Aggetta Insurance Services in Pleasant Hill to get started on your tailored policy.