The Dangers of Lending Your Vehicle to Someone

Is lending your car to someone worth the risk?   Your roommate just needs to pop to the store and their car is in the garage. Your cousin is visiting from out of town and wants to drive around the city. Your new teen driver wants to visit their friend but they’re still waiting to save up money for a new vehicle. There are plenty of situations in which it makes sense to lend your car to someone you know. However, this doesn’t mean that you should do so. Letting someone borrow your car might seem … [Read more...]

Employee Lawsuits: When They Can Sue and How to Protect Your Business

Ways to protect your business against employee lawsuits. Running a business can be fun, challenging, and profitable. However, as a business owner, getting sued is never fun. A lawsuit can be time-consuming, costly, and damaging to your business’s reputation. For most small businesses, a lawsuit is incredibly dangerous to the livelihood of the company. Here’s what you should know about employee lawsuits. When can an employee sue? The most common employment claims are wrongful termination, … [Read more...]

Why You Should Consider Uninsured Motorist Coverage

Reasons why you should consider uninsured motorist insurance.   Is there anything worse than being injured in an auto accident caused by someone else’s negligence, resulting in a mountain of medical bills, vehicle repair expenses, and time away from work? What if the at-fault driver does have any or enough, or even worse, no insurance to cover these costs? Although it seems like an extreme and unlikely scenario, it’s much more common than you think. As recently as 2015, more than 1 in 8 drivers … [Read more...]

Why Certain Dog Breeds Are Blacklisted From Coverage

Some insurance companies deny certain dog breeds coverage.  As a homeowner and dog owner, you may have heard that some insurance companies will deny coverage for homeowners who have “dangerous” dogs. This can often leave people in the dilemma of choosing their pet or their home insurance, which is a position no one wants to be in. Your four-legged friend is a member of the family! Here’s what you should know so that you can make an informed decision on how to secure home insurance with your pet … [Read more...]

How You Accidentally Void Your Car Insurance

Missteps that can invalidate your auto insurance coverage.   Besides being a state requirement, having car insurance can help you to stay protected in case a driving accident happens. Being a safe, responsible driver is critical to stay safe on the road. However, there are common habits, errors, and simple mistakes that can invalidate your auto insurance. Not letting your auto insurer know about car modifications If you’re an auto enthusiast, car modifications are part of your passion. … [Read more...]

3 Lesser-Known Benefits of Homeowners Insurance

Little known benefits of having homeowners insurance. Homeowners insurance is a necessary expense that can protect our homes in the event of unforeseen weather and theft. Although many homeowners are aware of the basics of coverage and what home policies offer, there are common over-looked benefits that most policies provide. Take a look at these lesser-known benefits that may just surprise you. Power outage protection Most homeowners don’t realize that their policy may include … [Read more...]

3 Important Health Insurance Terms Everyone Should Know

Common health insurance terms and definitions.   Whether you’re looking for your first health insurance policy or you’re finally reviewing your current coverage, you may quickly realize that there are certain terms that don’t make sense. We know just as well as anyone that the language of health insurance can be hard to understand. That’s why we’ve rounded up a few of the most important terms to know so that you can get a better understanding of your policy. Deductible A deductible is … [Read more...]

Situations When You Should Call Your Home Insurer

Pick up the phone and call your insurer in these situations. Homeowners insurance is one of those things that homeowners hope they never have to use. They know that they have protection in place if needed, but they hope that a disaster never presents itself. Unfortunately, there are some situations where you should call your home insurer. Knowing when to pick up the phone can make a big difference in getting back to normal. Here are just a few situations in which  you should give your … [Read more...]

Does Your Home Insurance Cover Land and Mudslides?

Protecting your home and belongings from landslides and mudslides.   Many homeowners are under the misconception that their homeowners insurance covers all mass-destruction events. However, this is often not the case when dealing with standard home insurance. Reports of heavy rain, mudflow, and earth movement may have homeowners wondering if their policy covers damage from landslides and mudslides. Typically, homeowners insurance doesn’t cover damage from landslides or mudslides. This is … [Read more...]

Why Am I Required to Have Flood Insurance When I’m Not Near Water?

Some homeowners may need flood insurance even if they’re not near a water source.   When we think of floods, we usually think of natural disasters, such as hurricanes, that completely devastate homes and cities. However, floods can happen just about anywhere, and they aren’t always devastating. Even just an inch of water can destroy a home’s foundation, belongings, and cause upwards of $25,000 in damages, according to FEMA. Even though some homes may not be located near the ocean or river, … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax