What is an “Additional Insured”?

What businesses should know about an additional insured. These days, every business large and small has insurance. Yours should be no exception. If you’ve come across the term ‘additional insured’ and are confused about what exactly it means for your business, you’ve come to the right place. Within an insurance policy, an additional insured refers to anyone other than the policyholder who is covered by the insurance policy. Depending on the policy, coverage might be limited to a single … [Read more...]

Fire Prevention Safety Tips for the Holiday Season

Fire safety tips for your winter festivities.   Although California isn’t known for its ice and snow in winter, the cooler temperatures mean we spend more time inside and enjoying the festivities of the season. Along with the holidays comes an increased risk of fire. From Christmas trees to decorative lights to holiday candles, the festive period often sees a spike in home fires. To keep the flames at bay, take a look at our top fire prevention tips for the holiday season. Decorations: … [Read more...]

What to Do With Pets in an Emergency Evacuation Situation

Making a disaster plan for your pets.   California can face wildfires and storms, even during the winter months. No area is immune to evacuation, which is why it pays to be ready at any time. For most people, disaster preparedness means packing a bag, keeping your car stocked, and preparing just in case local authorities recommend evacuation. But do you know how to prepare for evacuating for your pets? Emergency evacuation with pets is more complicated than tossing your furry friend in the car … [Read more...]

Why You Should Choose an Independent Insurance Agency

Good reasons why you should work with an independent insurer. All it takes is a simple Google search to find out there are thousands upon thousands of insurers and insurance policies out there. So, where do you begin? When you need to find insurance or are looking to renew, it’s a good idea to choose an independent insurance agency. Why, you ask? Read on! They Offer Convenience An independent insurance agency offers you the convenience of meeting all of your many insurance needs in one … [Read more...]

What Homeowners Can Learn From California Wildfires

A changing climate means you need to be sure you have plenty of fire coverage for your property. The recent wildfires in California have been some of the worst the state has faced for years. The destruction and damage caused by wildfires have affected many homes and families that thought they were in the clear. With the rising temperatures, dry weather, and changing climate, the risk of wildfires remains very real. Unfortunately, this means that many homeowners in high-risk areas are losing … [Read more...]

Roadside Assistance: Do You Really Need It?

Do you need roadside assistance coverage?  Have you ever been stranded on the side of the road because your car stopped working or you ran out of gas? Many of us have been in this unfortunate situation that halts our plans for the day. If you had roadside assistance, however, it would eliminate some of the stress associated with a breakdown. Your auto insurer may even offer you roadside assistance for a small fee each month – but is it worth it and do you really need it? Roadside assistance … [Read more...]

Emergency Planning for Small Businesses

How to prepare your business for a disaster.   Small businesses, naturally, are more vulnerable than large businesses in the event of a disaster or unforeseen emergency. This is not necessarily because more accidents occur in the small business workplace, but because the business is often caught off guard and has not invested in planning for disasters. Planning for the unexpected is a smart business strategy. Here’s how to get started. Identify a planning team. Create a committee of … [Read more...]

What is the Best Age to Get Life Insurance?

Life insurance coverage for all ages.   Life insurance is a valuable coverage for most people, yet it’s an insurance policy that people don’t often think about until they’re married and have kids. What many people don’t realize is that life insurance is age-banded, meaning that as each year passes, a policy gets more expensive. So, what is the right age to get life insurance? Quite simply, the right time to buy life insurance is the time at which it would benefit you. For many people, life … [Read more...]

Ways to Keep Your High-Mileage Vehicle Running Smoothly

High-mileage car maintenance recommendations. More and more motorists are getting the most out of their car-buying dollar by keeping it running for longer. The average age of cars on the roads today is 11.4 years, meaning that drivers are holding onto their vehicles for over a decade before renewing it. Not only are the vehicles lasting longer, but they’re also racking up more miles. If you have a high-mileage vehicle, check out these tips to help keep it running smoothly. Follow the advice … [Read more...]

3 Things That Can Void a Home Insurance Policy

Common errors that could result in having your homeowners insurance policy canceled. You have homeowners insurance. You know you have coverage to protect your home and belongings from the worst, namely fire and theft. But do you know what can void a home insurance policy? If you don’t know your policy like the back of your hand, you may not know what can cause your insurance to get canceled. Check out a few of the common errors. Being away from home for an extended period. Say you go away … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax