Home Insurance

Are Structural Repairs Covered by Homeowners Insurance?

Structural damage to a building can be a major problem, but it’s important to understand whether or not homeowners insurance covers it. Homeowners insurance policies vary greatly, so read the fine print of the policy to understand what is and isn’t covered. In this article, we’ll take a look at structural damage, whether or not Read More

Auto Insurance

What Is Covered When Someone Borrows Your Car?

Lending your car to a guest to allow them to run errands is nothing to be concerned about, but if an unexpected incident occurs, you should be aware of what is covered in terms of insurance. Whether it is covered by auto insurance is a common confusion among people. Continue reading to learn more about Read More

Life Insurance

A Comprehensive Guide to Dividend-Paying Whole Life Insurance

A dividend-paying whole life insurance policy provides you with a cash value, lifelong insurance coverage, and the ability to receive regular payments from your provider. Whole life insurance or cash value insurance policies provide various benefits throughout your lifetime. Some companies offer dividend-paying whole life insurance policies where the policy’s owners are the individuals who Read More

Auto Insurance

Does Motorcycle Insurance Really Cover My Gear?

Motorcycle insurance generally covers your gear, but there are a few caveats. Reading your policy carefully is essential to ensure you’re fully protected. Some policies specifically exclude “non-motorized equipment,” such as bicycles and skis, which means you may not be covered if they’re damaged in a crash. While other policies only cover personal property damage, Read More

Commercial Insurance

Is Workers’ Compensation Really Beneficial for Employers?

Workers’ compensation insurance aids employers by covering the costs of liability suits in case an employee sues them. It also gives employees who suffer work-related injuries financial security and medical attention. Almost all states mandate that companies with employees maintain workers’ compensation insurance. Employers and employees both benefit from workers’ compensation insurance. If a severe Read More