Why to Update Your Home Inventory After the Holidays

Add your new gifts to your home inventory.   The holidays have just been and gone. Before you put your new gifts away in their new homes, it’s a good idea to consider your home inventory. Your home inventory is a list of your belongings that work with your insurance to make sure all your possessions are covered. If you forget to add your new belongings to your inventory, then your insurer may not be able to replace them if they are damaged or lost due to a peril.   If you already … [Read more...]

What You Didn’t Know About Life Insurance

Here’s what you should understand about life insurance coverage.    Life insurance is a policy that many people can benefit from, but that many overlook. It can seem like a daunting and confusing type of policy to purchase, which is why many forget about securing it. Fortunately, we have got the low-down on what you need to know, helping you to understand more about life insurance so you can find the right coverage.   There are different types of life insurance. In addition … [Read more...]

Is Car Insurance Cheaper with a Dashcam?

Should you get a dashcam to save on auto insurance? These days, it’s normal to see motorists recording their drive through dashcam. These small cameras are designed to capture what is going on around the vehicle and can be used as evidence if an accident or claim arises. Dashcams make life easier for car insurance companies as they simplify the claims investigation process. After all, a dashcam video provides a more reliable account of what happened rather than drivers or passengers. At the … [Read more...]

Roadside Assistance: Do I Really Need It?

Determine if you could benefit from roadside assistance. Being stranded roadside with mechanical problems or because of an accident is naturally a dreaded experience. Especially in the cold winter, breaking down can be a frightening experience until a reliable professional arrives to bring you and your vehicle back to safety. Roadside assistance is there for you when you need it the most. Do you have it? Usually, roadside assistance is not a question of “if” you will ever need it. For most … [Read more...]

Holiday Party Essentials: Liquor Liability Insurance

Is your business throwing a holiday party? Make sure you’re covered.  If you’re looking to celebrate the festive season with your team, you should take steps to protect your employees and business. Holiday parties are a great opportunity to celebrate your accomplishments, show appreciation towards your staff, and enjoy the festivities. However, supplying your employees and guests with alcohol at holiday events comes with unique business risks that you should consider. Prevent liquor … [Read more...]

Auto Insurance Claims That May Not Impact Your Premium

Making a car insurance claim without raising your premium.   You buy car insurance to protect your vehicle and pocket. When an accident happens, it’s often best to file a claim so that you receive compensation and assistance in getting back on the road. While most motorists associate filing a claim with a premium increase, this isn’t always the case. When it comes to rate hikes, not all claims are created equally. Some claims may raise your rates slightly, some may make your premium shoot … [Read more...]

New Parent? Here’s What You Should Know About Life Insurance

What new parents should know about their need for life insurance. Few things in life are as joyful (or terrifying!) as bringing home your new baby. The little bundle of joy will change your entire life as you know it. If this is your first baby, then there are a few things that new parents should consider to protect their new family – and securing or reviewing life insurance is one of them. Life insurance is designed to protect your surviving spouse and family when you are no longer around … [Read more...]

What Does Non-Owner Car Insurance Cover

What is a non-owner auto insurance policy and who needs it? Believe it or not but even if you don’t own a car yourself, you may still need auto insurance. Non-owner car insurance is beneficial for individuals who drive vehicles that they don’t own. Whether you’re renting or borrowing a car, this type of policy can help you pay for injuries and damage if the worst should happen. What does non-owner car insurance cover? A non-owner car insurance policy typically provides the minimum … [Read more...]

Learn About Life Insurance with Long-Term Care Benefits

Plan for the future by combining life insurance with long-term care benefits.   Long-term care insurance is something many people overlook in today’s society. After all, there’s a big risk of buying such insurance, spending tens of thousands of dollars on it, and then never needing it. These types of policies pay for nursing homes, assisted living or home health care. But, what if you don’t need these services? Fortunately, there is a way to obtain the protection you need without sacrificing … [Read more...]

SR-22 Insurance in California: Auto Insurance After a Setback

How to handle insurance after a DUI or insured wreck. California motorists are some of the riskiest in the nation. If you’ve been involved in a car accident without insurance or after getting a DUI, you might be required to prove you have auto insurance with a form called an SR-22. This is your insurer’s guarantee that you have coverage. If you fail to obtain an SR-22 after a serious incident, you could lose your right to drive in California. Who needs an SR-22 in California? After a … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax