Do You Need Rental Car Insurance?

Should you get additional car insurance for your rental?  If you’re getting a rental car in the U.S., you may be tempted to secure the rental company’s auto insurance, partly to be protected, partly because the person behind the counter made you feel like it was compulsory. Although taking out this coverage is the smart thing to do in most cases, it isn’t always necessary. Typically, rental car coverage will provide four options: Loss/collision damage waiver: The loss damage waiver is … [Read more...]

How Bad Credit Can Affect Life Insurance Premiums

How your credit score influences the price you pay for life insurance. Life insurance is one of those policies that most people can’t afford to skip out on. Since coverage is designed to ensure your loved ones are provided for financially when you are no longer around, it is a selfless and caring policy to secure. Along with your health history, insurers look at a multitude of factors when determining your life insurance rate. One of these factors is credit history. Before you apply for a life … [Read more...]

Do Small Businesses Really Need Umbrella Insurance?

Determine if your small business would benefit from umbrella insurance. As a small business owner, you understand just how important it is to protect your company. While you may have the right insurance in place, you could be lacking one important policy: umbrella insurance. This coverage is mistakenly believed to be only for big businesses with lots of liability risk. In reality, almost every business has liability risk that could put them out of business and shut the company’s doors for … [Read more...]

How to Avoid Property Damage From Heavy Rain

Safeguard your property from rainstorm damage.   Spring is best known for its brighter days, warmer temperatures, vibrant flowers, and, of course, April showers. While most of April’s rain is typically just a sprinkle, heavy rainstorms can come in and leave destruction in their wake. With this in mind, it’s important to keep your home and property safe from heavy rain and strong winds. Here’s how to get started. Ensure good drainage. The rooftop is the primary structure that keeps … [Read more...]

Tips to Help You Deal with a Sexual Harassment Complaint

What business owners can do to deal with sexual harassment in the workplace. Sexual harassment is, unfortunately, a common occurrence in the workplace. It can take on the form of verbal or physical conduct. While the federal law prohibits sexual harassment in the workplace, business owners can’t always catch it in time before an incident occurs. When a complaint does arise, it’s important to handle it with care and caution. Many different ways to deal with sexual harassment exist, and the … [Read more...]

Small Business Insurance Tips You Can’t Afford to Miss

What you should know about small business insurance. Small business owners have a lot to juggle. They may be responsible for everything necessary to run the actual business, dealing with sales, connecting with clients, and even tidying the office. Funds may be limited and risk management may always fall to the back burner. Unfortunately, even small businesses can fall victim to expensive and extensive insurance claims, from property damage to liability concerns. Because of this, it’s important … [Read more...]

Tips to Avoid Distracted Driving

How to manage distractions while behind the wheel. There is growing awareness of texting and driving, but that has not done much to dissuade drivers from indulging. Everyone seems to know it’s dangerous, but few people seem to think it’s dangerous when they do it. It’s not uncommon for drivers – of all ages – to get distracted behind the wheel. From texting to scrolling through social media to fiddling with the GPS or radio, there are endless distractions when you're in the driver's seat. To … [Read more...]

How Smart Home Technology May Protect Your House

How smart security protects your property.   Tricky situations happen to us all. You’ve just got to work and suddenly can’t remember whether or not you locked the door to your home. You’re away on vacation when a storm passes through your area and you wish you could check to see if your home is still intact. Fortunately, these worries can be banished with the use of smart home technology. New tech is now available for homeowners to help them prevent unwanted intrusions and keep an eye on … [Read more...]

The Basics of Self-Employed Business Insurance

Why You Need Insurance – Even When Self-Employed Flexibility and freedom are just two of the advantages that go along with being your own boss. While being self-employed can give you a newfound sense of work enjoyment after leaving the corporate world, there are a few exposures that you should address in the form of insurance. If you’re planning to start your own business or launch a freelance career, here are a few insurance coverages you’ll need. Health Insurance One of the biggest … [Read more...]

Should You Be Worried About Your Home’s Mold?

How Mold is an Issue for Homeowners If you recently found mold in your home, you have probably searched the Internet trying to figure out what to do. You may not even be concerned with the mold in your home – just yet. So that you handle this situation carefully and correctly, here’s what you should know about mold in your home and whether it’s a cause for concern. Potential Effects of Mold on Health Mold exposure doesn’t always present a health problem indoors. However, some people may … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax