Health Insurance

Instances When Your Health Insurance Benefits Are Taxable

The U.S. Internal Revenue Service (IRS) requires virtually all American citizens to pay taxes on their taxable incomes. According to the Legal Information Institute, the consequences of failure to file taxes range from fines and other financial penalties, to jail term for tax evasion. Some of the individuals that may be exempt from paying income Read More

Health Insurance

What You Should Know about Disability Coverage

The need for disability insurance is influenced by several factors, which may make it look complicated. However, there are multiple positive reasons why you must have a disability insurance policy as a safety net in case you get ill or injured and are unable to earn income. Here is what you should know about disability Read More

Article Archives Health Insurance

If I Have Health Insurance, Do I Need Uninsured Motorist Coverage?

Do you need uninsured motorist coverage?   Car insurance is something that every motorist needs. While there are a number of different coverages, some are truly optional. One of these confusing coverages is uninsured motorist insurance or UM. Some motorists may wonder if purchasing uninsured motorist coverage is necessary if they already have a health Read More

Article Archives Health Insurance

What is a Statement of Health?

Understanding the basics of a statement of health.   If you’re enrolling in or making changes to a group life insurance or disability plan, you may be asked to complete a Statement of Health (SOH), also known as Medical Evidence of Insurability. Completing this is essential to ensuring you and your loved ones have the Read More

Article Archives Health Insurance

3 Important Health Insurance Terms Everyone Should Know

Common health insurance terms and definitions.   Whether you’re looking for your first health insurance policy or you’re finally reviewing your current coverage, you may quickly realize that there are certain terms that don’t make sense. We know just as well as anyone that the language of health insurance can be hard to understand. That’s Read More