Article Archives Health Insurance

If I Have Health Insurance, Do I Need Uninsured Motorist Coverage?

Do you need uninsured motorist coverage?   Car insurance is something that every motorist needs. While there are a number of different coverages, some are truly optional. One of these confusing coverages is uninsured motorist insurance or UM. Some motorists may wonder if purchasing uninsured motorist coverage is necessary if they already have a health Read More

Article Archives Health Insurance

What is a Statement of Health?

Understanding the basics of a statement of health.   If you’re enrolling in or making changes to a group life insurance or disability plan, you may be asked to complete a Statement of Health (SOH), also known as Medical Evidence of Insurability. Completing this is essential to ensuring you and your loved ones have the Read More

Article Archives Health Insurance

3 Important Health Insurance Terms Everyone Should Know

Common health insurance terms and definitions.   Whether you’re looking for your first health insurance policy or you’re finally reviewing your current coverage, you may quickly realize that there are certain terms that don’t make sense. We know just as well as anyone that the language of health insurance can be hard to understand. That’s Read More

Article Archives Health Insurance

What to Do If Your Health Insurance Claim is Denied

How to handle getting your health insurance claim denied. If you’ve ever had a health insurance claim denied, you know how stressful it can be. However, just because your insurer will not pay for your treatment or services doesn’t mean you need to rush to take out a loan or deplete your saving account. Take Read More

Article Archives Health Insurance

What Kind of Doctor’s Visit Do I Need?

Medicine has come a long way since the dawn of humankind, it’s become extremely specialized and thus requires that you know a little about what care you need when visiting the doctor.  When you’re sick or injured, it is useful to know the difference between the different tiers of care and for what they are needed. Read More