Home Insurance

Are Structural Repairs Covered by Homeowners Insurance?

Structural damage to a building can be a major problem, but it’s important to understand whether or not homeowners insurance covers it. Homeowners insurance policies vary greatly, so read the fine print of the policy to understand what is and isn’t covered. In this article, we’ll take a look at structural damage, whether or not Read More

Home Insurance

Do Bed Bugs, Mice, And Other Pests Fall Under Renters Insurance Coverage?

Bed bugs, mice, rats, cockroaches, and other pest infestations are typically excluded from renters insurance policies. However, that doesn’t necessarily imply you have to cover the extermination fees out of your wallet. Bed bugs, mice, and other pests may occasionally be controlled by your landlord. Let’s take a look at when this can happen. Is Read More

Home Insurance

4 Mistakes to Avoid When Purchasing Renters Insurance

When calamity strikes, having or not having renters insurance can make a major difference. It’s not hard to find a proper renters insurance policy. You can get one by telling your insurer that you’re moving into an apartment in the next few weeks, and they will assist you. If you’re in college, you probably live Read More

Home Insurance

Is Having Homeowners Equipment Breakdown Coverage Beneficial?

Equipment breakdown coverage is an endorsement that can be added to your homeowners insurance policy for added protection. Even when you maintain your equipment regularly, breakdowns do occur, and they can be quite costly. Monitoring the condition of your equipment can reduce the risk of a breakdown, but it won’t eliminate it. This is where Read More

Home Insurance

Personal Property Coverage for Your Valuable Belongings: Why Do You Need It?

Everyone knows what the word “scheduling” means most of the time. However, some industries use it as jargon that sounds more authoritative. In terms of insurance, “scheduling personal property coverage” means adding important coverage to an existing homeowners policy. Meaning of Scheduling Personal Property The act of scheduling personal property coverage is the same as Read More