Employee Lawsuits: When They Can Sue and How to Protect Your Business

Ways to protect your business against employee lawsuits. Running a business can be fun, challenging, and profitable. However, as a business owner, getting sued is never fun. A lawsuit can be time-consuming, costly, and damaging to your business’s reputation. For most small businesses, a lawsuit is incredibly dangerous to the livelihood of the company. Here’s what you should know about employee lawsuits. When can an employee sue? The most common employment claims are wrongful termination, … [Read more...]

Does Commercial Insurance Cover Floods?

Protect your business from flooding with insurance.   As a business owner in California, you may not think about the possibility of filing a flood insurance claim. After all, the weather is pleasant year-round – mostly, anyway. Even so, it’s important for business owners to consider floods and be adequately prepared for them. After all, all it takes is one storm or one water source to overflow for your business to get flooded. Many business owners are under the impression that their standard … [Read more...]

What is an “Additional Insured”?

What businesses should know about an additional insured. These days, every business large and small has insurance. Yours should be no exception. If you’ve come across the term ‘additional insured’ and are confused about what exactly it means for your business, you’ve come to the right place. Within an insurance policy, an additional insured refers to anyone other than the policyholder who is covered by the insurance policy. Depending on the policy, coverage might be limited to a single … [Read more...]

Emergency Planning for Small Businesses

How to prepare your business for a disaster.   Small businesses, naturally, are more vulnerable than large businesses in the event of a disaster or unforeseen emergency. This is not necessarily because more accidents occur in the small business workplace, but because the business is often caught off guard and has not invested in planning for disasters. Planning for the unexpected is a smart business strategy. Here’s how to get started. Identify a planning team. Create a committee of … [Read more...]

What to do When an Employee is Injured at Work

Here's how to address an employee injury.   Employees have responsibilities when one of their staff members is injured in an accident at work. Regardless of the accident specifics or severity of injury, all employers should understand what to do if the worst happens and a staff member has an accident in the workplace. Here are some key steps to handle the situation. Seek medical assistance. Getting immediate medical help is always the first and most important step to ensuring your employee’s … [Read more...]

Do Online Businesses Need Insurance?

Protecting your online investment. Many start-ups and entrepreneurs are unsure about whether they need insurance for their small endeavor, and if they do, what sort. It’s a good question that comes up time and time again. No business is exempt from risk – no matter how new or small it may be. Whether your online business sells goods or offers online services, you still need to have at least a minimal amount of commercial insurance for protection from unforeseen circumstances and … [Read more...]

Things to Do When Getting New Business Insurance

Securing insurance for your new business. Operating a business is a risky venture, as even some of the most seasoned entrepreneurs aren’t guaranteed success. There’s so much to think about when you’re running a business that it’s natural for business insurance to fall by the wayside. However, it’s important that you don’t let it! Valuable coverage for your business can protect it from financial disasters and damage. If you’re looking for business insurance for your new venture, here are a few … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax