Emergency Planning for Small Businesses

How to prepare your business for a disaster.   Small businesses, naturally, are more vulnerable than large businesses in the event of a disaster or unforeseen emergency. This is not necessarily because more accidents occur in the small business workplace, but because the business is often caught off guard and has not invested in planning for disasters. Planning for the unexpected is a smart business strategy. Here’s how to get started. Identify a planning team. Create a committee of … [Read more...]

What to do When an Employee is Injured at Work

Here's how to address an employee injury.   Employees have responsibilities when one of their staff members is injured in an accident at work. Regardless of the accident specifics or severity of injury, all employers should understand what to do if the worst happens and a staff member has an accident in the workplace. Here are some key steps to handle the situation. Seek medical assistance. Getting immediate medical help is always the first and most important step to ensuring your employee’s … [Read more...]

Do Online Businesses Need Insurance?

Protecting your online investment. Many start-ups and entrepreneurs are unsure about whether they need insurance for their small endeavor, and if they do, what sort. It’s a good question that comes up time and time again. No business is exempt from risk – no matter how new or small it may be. Whether your online business sells goods or offers online services, you still need to have at least a minimal amount of commercial insurance for protection from unforeseen circumstances and … [Read more...]

Things to Do When Getting New Business Insurance

Securing insurance for your new business. Operating a business is a risky venture, as even some of the most seasoned entrepreneurs aren’t guaranteed success. There’s so much to think about when you’re running a business that it’s natural for business insurance to fall by the wayside. However, it’s important that you don’t let it! Valuable coverage for your business can protect it from financial disasters and damage. If you’re looking for business insurance for your new venture, here are a few … [Read more...]

3 Workplace Trends to Help Your Business Growth

Catch your business up on trends that are shaping the new workforce. The workplace isn’t what it used to be. Globalization, politics, technology, and cultural changes are changing not only what workers do, but also where they do it. When the times change, your business needs to change, too. Savvy employers who want to retain their top talent should adopt policies and redesign their workplaces to embrace the following trends. Flexible Work Schedule Gone are the days of 9 to 5. Employees … [Read more...]

Do Small Businesses Really Need Umbrella Insurance?

Determine if your small business would benefit from umbrella insurance. As a small business owner, you understand just how important it is to protect your company. While you may have the right insurance in place, you could be lacking one important policy: umbrella insurance. This coverage is mistakenly believed to be only for big businesses with lots of liability risk. In reality, almost every business has liability risk that could put them out of business and shut the company’s doors for … [Read more...]

Tips to Help You Deal with a Sexual Harassment Complaint

What business owners can do to deal with sexual harassment in the workplace. Sexual harassment is, unfortunately, a common occurrence in the workplace. It can take on the form of verbal or physical conduct. While the federal law prohibits sexual harassment in the workplace, business owners can’t always catch it in time before an incident occurs. When a complaint does arise, it’s important to handle it with care and caution. Many different ways to deal with sexual harassment exist, and the … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax