Workers’ Compensation Issues for Small Businesses

Overcome workers’ compensation issues.   Small business owners play a significant role in communities across the nation. They have been known to add value to their communities, providing the goods and services that locals need. Business owners know that there are many challenges to face when it comes to operating a small company – one of them being workers’ compensation. It’s an insurance policy that is required by law when you have employees. In this guide, we’ll take a look at some of the … [Read more...]

Most Common Mistakes Businesses Make When Filing a Claim

Avoid making these common business insurance mistakes.   After an incident or disaster, it’s important for businesses to file claims correctly. When business owners fail to file a claim, they risk not getting the full reimbursement or no payment at all. To avoid these troubles, it’s worth knowing what common mistakes business owners make and how to avoid these costly errors when filing a claim.   No. 1: Waiting to make a claim You may be tempted to see if you can get by without … [Read more...]

Holiday Party Essentials: Liquor Liability Insurance

Is your business throwing a holiday party? Make sure you’re covered.  If you’re looking to celebrate the festive season with your team, you should take steps to protect your employees and business. Holiday parties are a great opportunity to celebrate your accomplishments, show appreciation towards your staff, and enjoy the festivities. However, supplying your employees and guests with alcohol at holiday events comes with unique business risks that you should consider. Prevent liquor … [Read more...]

Board of Directors Membership and Personal Liability: Am I At Risk?

Are board members vulnerable to personal liability? Members of boards of directors, even of nonprofits, often make important strategic and financial decisions for the organizations they manage. These decisions could result in a liability, with a single, unfortunate incident jeopardizing an individual’s livelihood or even career. With such a high potential risk for personal liability, it’s important that board members protect their personal assets and careers if charges are ever brought … [Read more...]

Common Risks Small Businesses Face as They Grow

Keep these risks in mind as your business grows. Most small businesses expect to grow as their product or service takes off. With that growth, however, come risks. Growth can happen in more than one way, whether the business buys new equipment, hires an employee, or offers a new service. Take a look at the common risks the business owners face as they grow in different ways. Hiring employees You know that your team runs your business. They are responsible for daily operations and bringing … [Read more...]

Employee Lawsuits: When They Can Sue and How to Protect Your Business

Ways to protect your business against employee lawsuits. Running a business can be fun, challenging, and profitable. However, as a business owner, getting sued is never fun. A lawsuit can be time-consuming, costly, and damaging to your business’s reputation. For most small businesses, a lawsuit is incredibly dangerous to the livelihood of the company. Here’s what you should know about employee lawsuits. When can an employee sue? The most common employment claims are wrongful termination, … [Read more...]

Does Commercial Insurance Cover Floods?

Protect your business from flooding with insurance.   As a business owner in California, you may not think about the possibility of filing a flood insurance claim. After all, the weather is pleasant year-round – mostly, anyway. Even so, it’s important for business owners to consider floods and be adequately prepared for them. After all, all it takes is one storm or one water source to overflow for your business to get flooded. Many business owners are under the impression that their standard … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax