Being a homeowner is a joy. You have a place of your own for your belongings and family. Yet, all too often, common homeowner mistakes are made, from overlooking issues to falling behind on their home insurance review. To help you properly protect your wallet and property, take a look at these common and costly homeowner mistakes.
Not checking the property frequently
How often do you look around your house? If you haven’t been into the attic for years, it’s time to inspect the house thoroughly from top to bottom. Look for cracks in siding, roof damage, and worn-out sealing around windows and doors, as well as invasions by insects or animals. Catching these issues early will help you save money on repairs down the line.
Overlooking minor issues
It’s easy (and all too common) for homeowners to overlook the crack in the wall, the leaking faucet, and the toilet that runs constantly. They seem like minor issues that get pushed to the bottom of the very long list of things to do. However, these small issues can turn into costly and extensive repairs later on. Take care of them now before you have major leaks, wall repairs, and high utility costs.
Not reviewing insurance regularly
Your insurance is there to protect your home and belongings – so make sure it is as accurate and as up-to-date as possible. If you buy or sell items, update your home inventory. If you make changes to the house, let your insurer know. Take time to review your policy and understand your coverage. You don’t want to file a claim only to find out that your insurance doesn’t cover the damage.
Safeguard your property with quality homeowners insurance. Contact the team Lou Aggetta Insurance Services in Pleasant Hill to get started on your tailored policy.