What is a Statement of Health?

Understanding the basics of a statement of health.   If you’re enrolling in or making changes to a group life insurance or disability plan, you may be asked to complete a Statement of Health (SOH), also known as Medical Evidence of Insurability. Completing this is essential to ensuring you and your loved ones have the coverage that you need for the future. What is a Statement of Health? A Statement of Health is a document containing a series of questions about your overall health. … [Read more...]

3 Important Health Insurance Terms Everyone Should Know

Common health insurance terms and definitions.   Whether you’re looking for your first health insurance policy or you’re finally reviewing your current coverage, you may quickly realize that there are certain terms that don’t make sense. We know just as well as anyone that the language of health insurance can be hard to understand. That’s why we’ve rounded up a few of the most important terms to know so that you can get a better understanding of your policy. Deductible A deductible is … [Read more...]

What to Do If Your Health Insurance Claim is Denied

How to handle getting your health insurance claim denied. If you’ve ever had a health insurance claim denied, you know how stressful it can be. However, just because your insurer will not pay for your treatment or services doesn’t mean you need to rush to take out a loan or deplete your saving account. Take a look at these tips that can help you navigate the process of having your claim denied. Find out why it was denied. If your health insurance claim was denied, it’s a good idea to … [Read more...]

What Kind of Doctor’s Visit Do I Need?

Medicine has come a long way since the dawn of humankind, it's become extremely specialized and thus requires that you know a little about what care you need when visiting the doctor.  When you're sick or injured, it is useful to know the difference between the different tiers of care and for what they are needed. For example, there are urgent situations that are not true emergencies like minor sprains. Then there are situations that require you go straight to the emergency room. Knowing the … [Read more...]

Traveling for Business? Use These Insurance Tips

Traveling for business can raise a lot of questions about insurance, regardless if the distance is down the road or across the world.  Do you travel for business? Traveling can be a rather nice experience because you get to see the world, but it can also spawn questions about your insurance coverage–even if insurance is not the first (second, third, or fourth) thing on your mind. The thing with traveling, however, is that it does not matter how far you go. If your business requires you to … [Read more...]

Holiday Shopping Safety Tips

The holidays are a time to be jolly, forgiving, and humble, but holiday shopping is everything but.  The holidays are a time to deck the halls with boughs of holly. Many of us will get our holiday shopping done during December (and some may even wait until the 24th of December–again), and thieves and criminals know this. That is why it's important that you take the necessary precautions during your holiday shopping to prevent theft. If you're unsure of what to do, here are a few trusted holiday … [Read more...]

Your Healthcare Options as a College Graduate

Graduating college is a major accomplishment, but sometimes the adult world hits us like a brick wall instead of that soft transition we were hoped for. It's safe to say that when compared to other developed countries of the world, the U.S. is far behind regarding healthcare. The Affordable Care Act is a step in the right direction, but because it's so new many people are still left asking what they have to do to avoid the tax penalty. Among the groups asking are Millennials and recent college … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax