High valued items may need additional coverages; Here’s why.

When you invest in high value items, you need to make sure your valuables are insured. It’s no secret that we live in a time where material things come and go, but you can breathe a little easier knowing you have coverage in the event of a loss. What items should you insure? For starters, you want to insure jewelry that has sentimental value, such as heirlooms, or pieces that are very expensive. It’s important to know the value of your items so your insurance company can write a policy that will provide adequate coverage. As a homeowner, if you have a very expensive home, you need to review your policy to make sure you’re adequately covered as well. High-priced homes may need additional insurance coverage and you want to make sure you don’t have any surprises in the event of a claim. Now is the time to sit down with an insurance specialist to explain the different types of insurance and the importance of having adequate insurance for your valuables. For more information on insuring your valuables in the California area, contact the team at Lou Aggetta Insurance Services.