What You Should Know About Solar Panels and Home Insurance

Solar panels and your home insurance policy. Adding solar panels is a big home investment, but it is also eco-friendly and can save you plenty in utility bills over the years. It is a big decision to make and it is wise to know if these expensive solar panels will be covered by home insurance. Residential solar energy installations are typically covered as part of a home insurance policy. That means that, in many cases, covering your solar panels under your home insurance will not create the … [Read more...]

Why Certain Dog Breeds Are Blacklisted From Coverage

Some insurance companies deny certain dog breeds coverage.  As a homeowner and dog owner, you may have heard that some insurance companies will deny coverage for homeowners who have “dangerous” dogs. This can often leave people in the dilemma of choosing their pet or their home insurance, which is a position no one wants to be in. Your four-legged friend is a member of the family! Here’s what you should know so that you can make an informed decision on how to secure home insurance with your pet … [Read more...]

3 Lesser-Known Benefits of Homeowners Insurance

Little known benefits of having homeowners insurance. Homeowners insurance is a necessary expense that can protect our homes in the event of unforeseen weather and theft. Although many homeowners are aware of the basics of coverage and what home policies offer, there are common over-looked benefits that most policies provide. Take a look at these lesser-known benefits that may just surprise you. Power outage protection Most homeowners don’t realize that their policy may include … [Read more...]

Situations When You Should Call Your Home Insurer

Pick up the phone and call your insurer in these situations. Homeowners insurance is one of those things that homeowners hope they never have to use. They know that they have protection in place if needed, but they hope that a disaster never presents itself. Unfortunately, there are some situations where you should call your home insurer. Knowing when to pick up the phone can make a big difference in getting back to normal. Here are just a few situations in which  you should give your … [Read more...]

Does Your Home Insurance Cover Land and Mudslides?

Protecting your home and belongings from landslides and mudslides.   Many homeowners are under the misconception that their homeowners insurance covers all mass-destruction events. However, this is often not the case when dealing with standard home insurance. Reports of heavy rain, mudflow, and earth movement may have homeowners wondering if their policy covers damage from landslides and mudslides. Typically, homeowners insurance doesn’t cover damage from landslides or mudslides. This is … [Read more...]

Why Am I Required to Have Flood Insurance When I’m Not Near Water?

Some homeowners may need flood insurance even if they’re not near a water source.   When we think of floods, we usually think of natural disasters, such as hurricanes, that completely devastate homes and cities. However, floods can happen just about anywhere, and they aren’t always devastating. Even just an inch of water can destroy a home’s foundation, belongings, and cause upwards of $25,000 in damages, according to FEMA. Even though some homes may not be located near the ocean or river, … [Read more...]

Does My Homeowners Policy Cover Mold?

Determine if home insurance typically covers mold damage. Have you noticed patches of mold in your home? If so, you’re not alone. Many homes suffer from mold, and it takes time and elbow grease to get on top of it and to stop it from spreading further. If the mold is damaging your property, you may be tempted to turn to your home insurance policy for help. But, does your policy cover mold? Typically, home insurance policies don’t cover mold issues that result from a preventable water leak, … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax