Homeowners Insurance and Your Home-Based Business

Protecting your business and hard work.   Do you work from home? Perhaps you’re starting up your own side hustle? If so, you should be aware that your homeowners insurance policy may not cover several aspects of your home-based business. In order to safeguard your hard work, you may need to take out additional coverage.   What homeowners insurance won’t cover It’s a good idea to review your homeowners insurance to see exactly what it does and does not cover. If you run a … [Read more...]

Why to Update Your Home Inventory After the Holidays

Add your new gifts to your home inventory.   The holidays have just been and gone. Before you put your new gifts away in their new homes, it’s a good idea to consider your home inventory. Your home inventory is a list of your belongings that work with your insurance to make sure all your possessions are covered. If you forget to add your new belongings to your inventory, then your insurer may not be able to replace them if they are damaged or lost due to a peril.   If you already … [Read more...]

The Most Important Repairs to Make Before Selling Your Home

          Prepare your property for listing.   Most homeowners will agree that getting the home ready to sell is overwhelming. Not only do you need to clear the clutter, but there is endless amounts of organizing, cleaning, packing, and paperwork to handle. But before you list your property, there are a few important repairs to do around the home. Simple repairs here and there can help your home appear more appealing to buyers – helping you to get more … [Read more...]

Why You Need a Real Estate Agent to Buy

Purchasing a property? Consider the help from a real estate agent.   If you’re thinking of buying a new property, you may wonder whether you need to enlist the help of a real estate agent. After all, there are plenty of resources for a buyer online and in guides these days. However, an agent has something a buyer doesn’t have – experience. They are trained to handle real estate transactions, not to mention finding the right property. If your time and resources are limited, it is well worth … [Read more...]

Mobile Home Insurance: What to Look For

Find the right home insurance for your portable property.  Your mobile home may have been built in a factory and moved to your desired location, but even today, it isn’t that much different to a site-built single-family home. If you own a mobile home, it’s important that you protect it properly, even if you only visit it for vacation. Mobile home insurance typically covers the same general types of risks as a traditional homeowners policy, along with additional coverage that only applies to … [Read more...]

Understanding Waivers of Deductible in Home Insurance

What you should know about the waivers of deductible clause.  Within your home insurance, you have a deductible. This is the predetermined amount that you agree to pay towards a claim before your insurance policy kicks in to help. What many homeowners don’t know, however, is that some policies will waive your deductible when certain circumstances apply. When your total claim reaches a certain dollar amount, for example, you might not have to pay your deductible. For example, after a fire, … [Read more...]

What You Should Know About Solar Panels and Home Insurance

Solar panels and your home insurance policy. Adding solar panels is a big home investment, but it is also eco-friendly and can save you plenty in utility bills over the years. It is a big decision to make and it is wise to know if these expensive solar panels will be covered by home insurance. Residential solar energy installations are typically covered as part of a home insurance policy. That means that, in many cases, covering your solar panels under your home insurance will not create the … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax