3 Big Life Insurance Blunders to Avoid

Avoid making these common life insurance mistakes. Life insurance is designed to provide a financial safety net for families. It sounds simple, but decisions over whether and how much to buy can get complicated. Life insurance mistakes can be costly – and hurt your family when you are gone. When you’re shopping for coverage, take note of these common mistakes so you know what to avoid. Mistake No. 1: Buying too much or too little insurance. Not everyone needs life insurance. Some … [Read more...]

What are the Responsibilities of a Life Insurance Policyholder?

Are you aware of your responsibilities as a policyholder? For most people, insurance is something they buy and then forget about. When it comes to life insurance, extra care and TLC is required. After all, you need to make sure your policy keeps up with you throughout the years. You may already review your coverage once a year, but here are some duties that you may not have realized you are responsible for as a life insurance policyholder. Know who your life insurance company is. It … [Read more...]

What is the Best Age to Get Life Insurance?

Life insurance coverage for all ages.   Life insurance is a valuable coverage for most people, yet it’s an insurance policy that people don’t often think about until they’re married and have kids. What many people don’t realize is that life insurance is age-banded, meaning that as each year passes, a policy gets more expensive. So, what is the right age to get life insurance? Quite simply, the right time to buy life insurance is the time at which it would benefit you. For many people, life … [Read more...]

The Cost of Skipping Out on Life Insurance

Opted to go without life insurance? It could end up costing you. Life insurance is an insurance policy that almost everyone needs, but many people forget about. If you’re married or have children, securing life insurance is a must. Many people go without coverage because of the misconception that it costs too much every month. The reality is that not having life insurance can potentially come with a much higher price tag. Short-Term Impact Life insurance is designed to be a financial … [Read more...]

How Bad Credit Can Affect Life Insurance Premiums

How your credit score influences the price you pay for life insurance. Life insurance is one of those policies that most people can’t afford to skip out on. Since coverage is designed to ensure your loved ones are provided for financially when you are no longer around, it is a selfless and caring policy to secure. Along with your health history, insurers look at a multitude of factors when determining your life insurance rate. One of these factors is credit history. Before you apply for a life … [Read more...]

What You Need to Know for American Diabetes Month

November is American Diabetes Month.  November is dedicated to raising awareness about diabetes across the country. Although many people have heard about diabetes, not everyone knows exactly what it is or how it affects people who have been diagnosed. Use this month to learn the facts, prevent it, and support those who have it. There are two main types of diabetes: Type 1 (often referred to as Juvenile Diabetes) Types 2 – This is the most common form of diabetes. It is where the … [Read more...]

How to Purchase a Life Insurance Policy with Pre-Existing Condition

Everyone wants to protect their family, and a life insurance policy can give you the opportunity to do so. But how do you buy a life insurance plan with pre-existing conditions?  Life insurance financially protects your home in the event of your death as long as you pay your premiums. Your premiums are determined by a few factors which include your age, health, and more. If your health is in good standing, you can find a life insurance policy that meets your needs for relatively cheap. But if … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax