Protect Your Vehicle with these Optional Insurance Policies

Looking for the right auto insurance policy may seem like a hassle. While it may seem easier just to get the minimum amount of auto insurance to save you money and time, it could end up costing you more in the long run. Choosing optional auto insurance policies can save you hundreds or thousands of dollars if you ever get into an unfortunate situation.

Rental car reimbursement is a low cost to add into your auto policy each month. If your vehicle is damaged from an accident, vandalism, or severe weather, rental car reimbursement will pay for the rental car you drive until your car gets out of the shop. Rental car reimbursement is not required by law, but the small added fee to your already existing auto insurance policy can save you hundreds of dollars is your vehicle is ever in the shop. There are usually two options when it comes to choosing rental car reimbursement insurance. The first is to rent a vehicle from an approved rental company, and have them bill your insurance company directly. The second is to pay for the rental up front, and then submit the receipts to your insurance company to be reimbursed.

There are many different reasons that your car can break down, including engine failure, dead batteries, empty gas tank and a blown-out tire. Emergency road side assistance can help ensure that you are able to get your car off the road and get home safely. Emergency road side assistance, and known as towing and labor coverage, can help with a number of different incidents, including towing, tire change, fuel delivery, battery service, and more. Before investing in emergency road side assistance coverage, check to make sure you do not already have a towing package, or another similar policy with another company, such as AAA.

To ensure that your vehicle is safe and protected on the road, contact Lou Aggetta Insurance Services for all of your auto insurance needs.