You Got a Traffic Ticket. Now What?

You Got a Traffic Ticket. Now What?Auto insurance is a necessary expense to make sure that you are covered in any situation while you are behind the wheel. However, getting a traffic ticket can add to the expense. Luckily, there are steps that you can take to help keep the cost of your auto insurance policy low, even after a traffic ticket.

Each ticket you get stays on your driving record for a minimum of 3 years. If you get another ticket while you already have one on your record, your auto insurance premiums can increase by up to 50 percent. Each ticket will also add points to your driving record. You are only considered a good driver and can get good driver discounts if you have under 2 points on your license.

The best way to get a ticket off your license off your record to keep your auto insurance premiums low is to take traffic school. Make sure that you choose a traffic school that is approved by the state DMV. There are classes offered both online and in a classroom, depending on what is easier for you. Not all tickets qualify you for traffic school, such as misdemeanors and alcohol related violations, so make sure to check with the DMV before enrolling in a class.

The sooner you enroll in the class after you get a ticket, the better. You are only able to take traffic school a few months after you receive the ticket in order to qualify for traffic school, so take care of it right away.

For more information about how to take care of a traffic ticket, and all of your California auto insurance needs, contact Lou Aggetta Insurance in Pleasant Hill, California. We can provide you with the most comprehensive auto insurance policy to make sure you are covered in any situation, all at the right price.