Do you need roadside assistance coverage?
Have you ever been stranded on the side of the road because your car stopped working or you ran out of gas? Many of us have been in this unfortunate situation that halts our plans for the day. If you had roadside assistance, however, it would eliminate some of the stress associated with a breakdown. Your auto insurer may even offer you roadside assistance for a small fee each month – but is it worth it and do you really need it?
Roadside assistance coverage helps drivers when their vehicle breaks down. Your car insurance company often partners with an existing network of businesses that provide roadside assistance services, meaning you can purchase it along with your insurance coverage.
Typically, roadside assistance covers:
- Towing – If you break down and your car cannot be moved, a tow truck will be provided. Generally, this will only occur if it’s clear that nothing can be done on the scene to fix the car or if a service professional has attended the scene and failed to get the car going again. Your car will be towed to the nearest mechanic.
- Battery Services – The cold weather, as well as age, can wreak havoc on our car’s batteries. This means that a number of breakdowns occur in the winter months. Roadside assistance can provide a professional to jump-start the battery so that you can, at the very least, drive to the nearest mechanic to get a new battery fitted.
- Flat Tire – Got a puncture on the freeway? Flat tires are one of the most common reasons to be called out. A professional will attend the scene and change the tire for you using your spare. Keep in mind this spare will need to be replaced as soon as your car is drivable.
- Fuel Delivery – We have all been there – driving with the fuel indicator on empty. If you run out of gas while driving, a service professional can meet you at your car with enough fuel to get you to the nearest station.
In California, there’s also another reason why it’s crucial to think about roadside assistance. The extreme summer heat puts pressure on the vehicle, often causing cars to overheat. While the winter approaches us, it’s wise to think about how your vehicle can survive the elements throughout the year.
If you do a lot of traveling and don’t want to be left stranded on the side of the road, consider adding roadside assistance to your policy! When you’re ready to get started on auto insurance for your needs, we can help. Contact Lou Aggetta Insurance Services in Pleasant Hill, CA. We will work with you to ensure you have the right policy at the right price.