How to Save on Your Motorcycle Insurance

Motorcycle insurance doesn’t have to be the monthly burden with which you associate it because there are some good ways in which you can save some real money.

Gas prices are unstable, rent and home prices are through the roof (metaphorically), and medical bills are so high they could give you a heart attack! There’s no doubt about it, the cost of living has increased and continues to do so. This causes many of us to tighten our belts (and wallets), but there is something you can do to give yourself a little extra cash when it comes to your motorcycle insurance. Here are a few tips you can use to save money on your motorcycle insurance and put some more money in your pocket.

  1. Invest in Training for Future Savings

Most insurance companies offer incentives for completing a safety course. The best incentive for completing one of these training sessions is, of course, getting discounts. Insurance companies love to see that you are taking extra steps to be as low a risk as possible because–let’s face it–the less money they have to pay out, the happier they are. As a reward, you get a discount!

  1. Keep It Clean, People

Insurance companies use your driving record to determine your premium. The cleaner your driving record, the more discounts for which you’ll be available and lower your premium!

  1. Don’t short change yourself on Uninsured Motorist

On a motorcycle you are more at risk for injury in a crash than drivers of other vehicles.  Often many drivers are only insured for the state minimums and occasionally even insured at all.  When you are hospitalized for your injuries, you want to have that cushion that covers medical expenses and lost wages during your recovery even when the other drivers liability falls short.  It is only a few dollars more a month to include this coverage and well worth the peace of mind should the unthinkable happens.

The first step in providing yourself with the best coverage with the best price is contacting an independent insurance agent that can quote coverages from several companies.  For more information about how we can slash the cost of your coverage, contact Lou Aggetta Insurance Agency in Pleasant Hill, California today.