Situations When You Should Call Your Home Insurer

Pick up the phone and call your insurer in these situations.

Homeowners insurance is one of those things that homeowners hope they never have to use. They know that they have protection in place if needed, but they hope that a disaster never presents itself. Unfortunately, there are some situations where you should call your home insurer. Knowing when to pick up the phone can make a big difference in getting back to normal.

Here are just a few situations in which  you should give your insurance company a call:

  • A guest gets injured on your property

If someone has sustained injuries while on your property, it’s important you call your insurer. Most insurance includes medical expenses coverage specifically for these situations. If you do make a claim, it’s best that your insurance company knows about it sooner rather than later.

  • Your home or belongings are damaged

Whether a tree falls onto the roof, a water pipe bursts or a fire tore through the kitchen, if your property suffered damage, contact your insurance company. More often than not, your insurance will help to repair and recover your home.

  • You’ve been robbed or your house has been vandalized.

If this does happen, call the police first. Once you’ve dealt with the criminal side of the issue, get in touch with your insurance company. The property insurance portion of your homeowners policy should cover repairs to the property damaged by theft or robbery, so you will need to make a claim.

Your homeowners insurance is designed to safeguard your property and wallet when they need the most protection. Contact the team Lou Aggetta Insurance Services in Pleasant Hill to get started on your tailored policy.