How to Insure Your Home Business

Running a business from the comfort of your home? You will need extra insurance. If you are a business owner working out of your home, you will know that your study is full of digital devices, paperwork, and equipment. Even though working from home is ideal to save on gas, office space, and overhead, it does open you up to a whole new world of risk. If an accident or incident were to destroy your home, you would have not only lost personal items but your business equipment, too. For this … [Read more...]

What to Know About Flood Insurance

Flood insurance covers your home from flood damage, a danger to which many people believe they are immune. Many people believe that because they are not in a flood zone, they do not require flood insurance. Many of those people are the ones who are surprised to find out that flood insurance is not covered under their homeowners insurance policy. Yes, it's a nasty truth that could have easily been avoided if they reviewed their policy, or simply read this article! If you do not want to be caught … [Read more...]

Is Video Home Security the Next Great Idea?

Video home surveillance is a good idea in theory, but is it just a waste of money? A video home surveillance system is technology that’s readily available today, but can be rather expensive. When people choose a home security system, price is certainly on their minds and most opt with motion sensors and the security system itself. Video surveillance is simply too expensive for most, but is it something in which they should invest? The best and only way to determine their value and worth is … [Read more...]

Questions to Ask Yourself About Your Changing Needs

Life moves on whether we're ready or not, do you have the right insurance to cope with these changes to your life? The universe is in a constant rate of change. Even now, the furthest reaches of the universe are expanding away from the Milky Way faster than the speed of light! Our lives change as well–admitedly, not as fast as the speed of light. Our insurance policies were written to cover us when we signed the dotted line and surely there are things that life has thrown at us that require an … [Read more...]

What to Do (and Not Do) When Filing a Home Insurance Claim

Filing a home insurance claim can be a little confusing if you're doing it for the first time, here are some tips to help you out.  While we may hope that we never have to file a home insurance claim, some things lie beyond our control. The subsequent home damage can be a rather traumatic experience, and it can even disrupt your entire life–if the damage is substantial. When it comes to filing a home insurance claim, you should know what to do and what not to do to make the whole process go … [Read more...]

How To: Protecting Your Home Based Business

Your home insurance policy may not be providing as much coverage as you think. Working from home is a dream for many. From being able to work in your PJs to completely avoiding a morning commute, having a home based business comes with many perks. However, just like any other business, you will need to invest in the right insurance policies to protect your home business. Even though your existing home insurance policy will provide coverage for your personal belongings that you keep inside, … [Read more...]

What Does Your Home Inventory Look Like?

Updating your home inventory is a vital part of your home insurance coverage. You have spent years filling up your house with your personal possessions. From family heirlooms in your jewelry box to your cabinets full of kitchen tools, you probably have thousands of dollars’ worth of assets. But could you write down every single item that you own? Chances are, you can’t. While that may not seem like a big deal, it is if your house is completely destroyed by a fire or other disaster. After a … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax