Are Your High-Value Items Insured?

Your existing home insurance policy may not provide enough coverage for your valuable items. Your existing home insurance policy will provide coverage for your personal belongings that you keep in your house. However, if your home boasts expensive possessions, such as a diamond necklace or piece of artwork, your homeowners insurance may not be able to protect you as you thought. Home insurance policies have specific limits for the amount of protection they will provide for personal … [Read more...]

How to Insure Your Home Business

Running a business from the comfort of your home? You will need extra insurance. If you are a business owner working out of your home, you will know that your study is full of digital devices, paperwork, and equipment. Even though working from home is ideal to save on gas, office space, and overhead, it does open you up to a whole new world of risk. If an accident or incident were to destroy your home, you would have not only lost personal items but your business equipment, too. For this … [Read more...]

Simple Gardening Tips for Your Garden

Anyone can fix their garden to look like a million bucks, and with these simple gardening tips, so can you.  Gardening is something that many people do around the world because it allows us to create and grow using nature itself. The perfect botanical arrangement of flowers, vegetables, and fruits can make any home look pristine. The best part is you don't have to invest thousands of dollars to improve your garden, being a little thrifty can give your garden the boost it needs. Here are a few … [Read more...]

Is It Time to Replace Your Roof?

Your roof must be in good shape in order to properly protect your home against the forces of nature and time.  Most homeowners think they only need a new roof once they spot a leak or some other obvious issue. And while that is definitely a sign of a new roof, there are other less obvious factors which could determine whether or not you need a new roof. Here's what you should look out for when inspecting a new roof. Age of Roof – The typical roof has a lifespan of about 20-25 years. It can … [Read more...]

Heater & Fireplace Maintenance and Safety Tips

With the winter weather hovering above our heads, you may be tempted to turn on the heater or  fire up the wood stove/gas log. Make sure to follow these safety tips. With winter starting only a few weeks ago, you still have time to make some safety fix-ups to your heating system before the cold really hits. Most people use heaters, but there are those who use chimneys to warm their house in more cost-effective (and more stylish) ways. Efficiency and safety are critical when it comes to heating … [Read more...]

What to Do (and Not Do) When Filing a Home Insurance Claim

Filing a home insurance claim can be a little confusing if you're doing it for the first time, here are some tips to help you out.  While we may hope that we never have to file a home insurance claim, some things lie beyond our control. The subsequent home damage can be a rather traumatic experience, and it can even disrupt your entire life–if the damage is substantial. When it comes to filing a home insurance claim, you should know what to do and what not to do to make the whole process go … [Read more...]

What to Do Against Household Pests?

There is no insurance against household pests! When there’s something strange inside your home’s walls, who are you going to call? Not your insurance agent! Pest infestations are considered maintenance issues by insurance carriers, meaning that they’re something the homeowner has to deal with—not the insurance company. This is because pest infestations are something that could have easily been dealt with before true structural damage occurred. Homeowners insurance deals with the “sudden and … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax