How To: Protecting Your Home Based Business

Your home insurance policy may not be providing as much coverage as you think. Working from home is a dream for many. From being able to work in your PJs to completely avoiding a morning commute, having a home based business comes with many perks. However, just like any other business, you will need to invest in the right insurance policies to protect your home business. Even though your existing home insurance policy will provide coverage for your personal belongings that you keep inside, … [Read more...]

Are You Under The Umbrella?

Do Not Leave Yourself Exposed Without This Coverage As the adage goes, when it rains, it pours. This is especially true in our personal lives. A fender bender leads to a lawsuit because the other driver experiences whiplash. A heavy rainstorm lets water into your basement, and a guest slips and falls and is now taking you to court. Your existing homeowners insurance and auto insurance policies are sufficient to protect your home and your car, but they could quickly reach their limits if … [Read more...]

The One Thing Every Event Needs

Ensure Success At Your Event With Event Insurance Planning a big event is naturally stressful. You have to worry about the right venue, décor, catering, bartending, entertainment, and more. That is a lot of plates to keep spinning, and it becomes especially anxiety-inducing when you think that something going wrong at the event could end up costing you a pretty penny in the form of repairs or replacements if something gets damage, or—perhaps worse yet—a lawsuit. Whether you are planning a … [Read more...]

Pool Safety Every Homeowner Needs To Know

Your Guide To Protecting People Around Your Pool Area If your home has a pool, it has likely served as the center for some of your favorite memories. A family day by the pool, a poolside cocktail party, a day alone lounging and relaxing- a pool creates the opportunity for you to truly enjoy yourself. Unfortunately, a pool is also a huge safety hazard. If you have not thought about the possibility of someone becoming injured in your pool area, you need to start addressing that chance now. If … [Read more...]

Importance of Personal Umbrella Insurance

Though you may have many personal insurance policies, it can be easy to think that you have enough coverage for any situation. However, being involved in just one lawsuit can be enough to financially devastate you if you don’t have enough insurance coverage. Investing in the right personal umbrella insurance policy is the best way to make sure that you and your families are protected from any peril. Personal umbrella insurance policies provide protection past the liability of all other … [Read more...]

Simple Tips to Protect Your Facility from Liability

Every business that welcomes customers and visitors faces some risk of liability. Your business insurance can help cover you, but an injury settlement or lawsuit can have some serious consequences, including: Higher insurance costs going forward Loss of reputation in the community Productive time spent on legal issues A few simple tips can help you reduce the risk of liability: Make sure emergency exits are kept clear and easily accessible. Doors should be unlocked, be set to open … [Read more...]

Workers Comp for your Home

Many homeowners do not realize that they should acquire workers compensation insurance for their household workers, such as someone who works their lawn or cleans their home. Many homeowners believe that their property liability insurance will help them with any potential injuries or that there is a very low possibility that household employees will get injured. However, this is not true. Injuries in the home are extremely common. Workers compensation is extremely important for anyone who has … [Read more...]

Lou Aggetta Insurance, Inc.

2637 Pleasant Hill Rd
Pleasant Hill, CA 94523

(925) 945-6161 | Phone
(925) 256-7610 | Fax