Life Insurance

What Are the Terms of Life Insurance for Self-Employed People?

Entrepreneurs have several lifestyle advantages, such as being independent and setting their own schedules. However, there are also certain trade-offs, such as you having to provide your own benefits instead of receiving them from an employer. If you have employees, you need to consider providing life insurance benefits to them. Here are important points for Read More

Life Insurance

Am I Eligible for Life Insurance If I Have a Pre-existing Condition?

When you have a pre-existing medical condition, it’s still possible to enroll in a life insurance plan. Although the ideal time to start a life insurance policy is when people are young and healthier, you can still start a plan at any age. However, people without pre-existing conditions and younger individuals are often issued policies Read More

Life Insurance

Your Health and Insurance: How Health Problems Affect Life Insurance

A health problem is a medical issue you were diagnosed with or treated for before applying for life insurance. Insurers often classify applicants into standard, preferred, or super preferred rate groups based on their health. Each class has a different name depending on the insurer, but the aim is to classify the risk of insuring Read More

Life Insurance

Tips to Choose the Best Life Insurance Policy for Any Eventuality

Life insurance helps you put a foundation in place in the event of your passing. However, figuring out exactly how much life insurance you need can be complicated. Here is a guide to help you figure out how much life insurance you need. While you may be aware of the importance of life insurance, you Read More