Are You Under The Umbrella?

Umbrella Insurance Pleasant Hill CADo Not Leave Yourself Exposed Without This Coverage

As the adage goes, when it rains, it pours. This is especially true in our personal lives. A fender bender leads to a lawsuit because the other driver experiences whiplash. A heavy rainstorm lets water into your basement, and a guest slips and falls and is now taking you to court.

Your existing homeowners insurance and auto insurance policies are sufficient to protect your home and your car, but they could quickly reach their limits if you end up in a legal battle. Generally, the liability limit on your house and vehicle cap out at $500,000. If, however, you cause a multi-car accident or someone gets seriously injured in your home, you could quickly find that your court case becomes more costly than your coverage limits. What happens then?

Fortunately, there is a way you can be protected in this kind of situation. Umbrella insurance will extend the reach of your existing liability coverage, meaning that no matter the legal battle you face your assets will not become exposed. You can get umbrella insurance coverage in increments of $1 million, generally up to $10 million.

Your family deserves to be safeguarded, and when you protect your assets with liability coverage you ensure that your loved ones will not be left facing financial difficulty because of a single lawsuit. For the peace of mind and security you and your family deserve, get under the umbrella.

Do you have the full insurance coverage you need to safeguard your quality of life and provide yourself and your loved ones with peace of mind? For the umbrella insurance you need in California, Nevada, and Arizona, contact Lou Aggetta Insurance Services in Pleasant Hill. Serving families since 1981, our expert team is here to shore up your safeguards with great umbrella insurance.