Being involved in an auto accident can be a scary experience. It’s important to get the other drivers’ information so that your insurance company can help you get the situation resolved and your vehicle repaired or replaced. However, there are times when you may not be able to get the information you need from the other driver. If this situation occurs, it will be up to you to work with your insurance company to try and figure things out.
Hit and Run Accidents
Hit and run accidents can be costly. If you can’t find the other driver or if they are uninsured, your insurer will have to pay to repair or replace your vehicle. This is why most insurance policies carry some degree of uninsured motorist coverage. It protects you in the event of a hit and run accident or if the other driver is uninsured or underinsured. If you are involved in a hit-and-run accident, your first step should be to call the police and file a report. Next, you need to seek medical attention to ensure you aren’t injured and call your agent to begin the claims process.
They Refuse to Give You Their Information
If you are involved in an accident where the other driver refuses to give you their information, you need to gather as much information as you can. The make and model of the car and the license plate provide important information. Make sure to take as many photos as you can before the other driver leaves the spot. It’s also important that you call the police as soon as possible. If the police arrive and speak to the other driver, you may be able to get their personal contact and insurance information from the police report.
You Simply Forget
After an accident, your adrenaline is high and your mind may be racing. With so much to think about, it’s easy to forget to ask the other driver their contact information. Try to remember as much as you can about the other driver and their vehicle. If the police were called, you might be able to get the information you need by contacting the police and getting a copy of the police report.
You Were Taken to the Hospital
Another reason for not getting the other driver’s information is that you were taken by ambulance to the hospital. In this situation, your insurance company will obtain a copy of the police report and use it to resolve the situation and get your car fixed.
If you are involved in an accident, exchanging information is important to ensure a smooth claims process. For more questions related to auto insurance, contact our experts at Lou Aggetta Insurance Inc in Pleasant Hill, California, today!