The cost of rental car insurance can make your jaw drop, if you purchase it through a rental car agency. Fortunately, you likely have an affordable alternative. You can buy long-term rental car insurance through a regular auto insurance policy. With this approach, you can pay a monthly fee for about the cost of one day of insurance through the rental firm.
In addition to the expense, insurance you purchase through a rental agency is likely to have high deductible and limited reimbursement. It also may leave you uncovered for legal costs and damages if another driver sues you.
With the rental car rider, you can have peace of mind that the full benefits of your auto coverage remain in force while you drive the rental car. You also can work with your familiar insurance agent and company if you need to file a claim.
If you regularly rent cars, or if your personal auto will be out of service for an extended period of time, the Lou Aggetta Insurance Agency in Pleasant Hill recommends that you get a quote on a rental rider. We can also help you review whether your auto, home and life policies meet your needs. Contact us to set up an appointment.